Buy and sell Monero (XMR) with SEPA

With a SEPA transfer (or SEPA Instant) you can buy Monero with euros from any bank in the euro area. Instant arrives in seconds; regular SEPA takes one or two business days.

Reversal risk: low

How to buy Monero with SEPA

1. Pick a sell ad

   Filter by SEPA and check the price, limits and the seller's reputation.

2. Wait for the escrow

   The seller deposits the XMR in the 2-of-3 escrow. Do not pay before.

3. Pay with SEPA

   To the details the seller put in the order, then mark “I have paid”.

4. Get your XMR

   The seller confirms your payment and releases the Monero to your wallet.

Tips

• If your bank has no SEPA Instant, pick ads with a 120-minute window or tell the seller in the chat.
• The IBAN and name must match the advertiser's.

Sell Monero for SEPA

Post a sell ad with SEPA, set your price over the market and your payment details. When someone opens an order, you deposit the XMR in the escrow and release once you see the money. You pay a 0.5% fee.

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