Buy and sell Monero for local money, person to person

No. Your account is a key created in your browser and protected with a password. You only choose a nickname. Download the backup file: without it and the password the account cannot be recovered.

Nobody on their own. When the order opens, a 2-of-3 Monero multisig escrow is created between buyer, seller and arbiter. Moving the XMR needs two of the three keys: normally seller and buyer on release; the arbiter only steps in if there is an appeal.

Buying is free. The seller pays 0.5% of the amount in XMR, plus the Monero network fee (cents). Each advertiser sets their own price, usually as a percentage over the market price.

Up to the equivalent of 1000 USD per order and 3 open orders at a time. Each ad also has its own minimum and maximum.

You pay only when the app says the XMR is locked in the escrow (after 10 confirmations, about 20 minutes). If the seller does not deposit within 30 minutes, the order cancels itself and you lose nothing. A seller who misses 2 deposits in 24 hours gets their ads paused.

15 minutes after marking “I have paid” you can open an appeal. Support reviews the chat and the proofs and signs with its key and yours to send you the XMR, or with the seller's to return it if there was no payment.