Buy and sell Monero (XMR) with Zelle
Zelle moves dollars between US banks in minutes and has no chargebacks like cards do, but stolen accounts do happen: the seller should check that the name matches.
Reversal risk: low
How to buy Monero with Zelle
Pick a sell ad
Filter by Zelle and check the price, limits and the seller's reputation.
Wait for the escrow
The seller deposits the XMR in the 2-of-3 escrow. Do not pay before.
Pay with Zelle
To the details the seller put in the order, then mark “I have paid”.
Get your XMR
The seller confirms your payment and releases the Monero to your wallet.
Tips
- Pay from an account in your own name.
- Do not mention crypto in the memo.
Sell Monero for Zelle
Post a sell ad with Zelle, set your price over the market and your payment details. When someone opens an order, you deposit the XMR in the escrow and release once you see the money. You pay a 0.5% fee.